The simple process of insuring risk becomes complicated for many reasons but there is one simple explanation: risk is hard to quantify, difficult to price and arduous to adjudicate and settle. These attributes of risk are constant without regard to the splendor or grotesqueness of the system being used to administer the insurance covering it.

by Luke Coelho,

… From all these discussions, I really learned the importance of having business people that understand data and both the opportunities and limitations that go with data science.